MEC Plans That Deliver Essential Care with Maximum Benefit
Empower your employees with self-funded MEC plans — and easily manage your healthcare costs.
Ready to talk it over? We’re ready too.
Get in touch and get a third-party administration partner you can rely on. Call 888.799.6465 or fill out the form below
MEC Plans Built Around Your Workforce
Finding the right MEC plan means more than checking an ACA compliance box. It means partnering with someone who can design, administer, and support a plan that actually works for your workforce.
MagnaCare offers three tiers of MEC plans built for employers who need affordable, compliant coverage that is fast to implement and easy to manage. Whether you are covering hourly workers, variable-hour employees, or a large distributed workforce, our MEC plans are tailored to fit your business and your budget.
MEC Plans Tailored to Your Business
Your business is unique, and so are your healthcare needs. We offer three main levels of MEC plans, with an option to suit every business:
MyMEC Basic
Plan Benefits:
- Preventive wellness & services
- Prescription discount cards
- Optional coverage for COBRA, vision and telemedicine
- 15 preventive services for adults
(such as diet counseling and cancer screenings) - 23 preventive services for women
(such as pregnancy screenings) - 26 preventive services for children
(such as blood tests) - Primary care visits
- Specialist visits
- Outpatient x-rays
- Urgent care
- ER services
- Prescription drug services
MyMEC Enhanced
Plan Benefits:
- Preventive wellness & services
- Prescription discount cards
- Optional coverage for COBRA, vision and telemedicine
- 15 preventive services for adults
(such as diet counseling and cancer screenings) - 23 preventive services for women
(such as pregnancy screenings) - 26 preventive services for children
(such as blood tests) - Primary care visits
- Specialist visits
- Outpatient x-rays
- Urgent care
- ER services
- Prescription drug services
MyMEC Premier
Plan Benefits:
- Preventive wellness & services
- Prescription discount cards
- Optional coverage for COBRA, vision and telemedicine
- 15 preventive services for adults
(such as diet counseling and cancer screenings) - 23 preventive services for women
(such as pregnancy screenings) - 26 preventive services for children
(such as blood tests) - Primary care visits
- Specialist visits
- Outpatient x-rays
- Urgent care
- ER services
- Prescription drug services
Ultimately, better healthcare is what matters, and MyMEC plans can be flexibly tailored to each employee.
As a broker, I love presenting MagnaCare’s affordable MEC plans to my clients. Their three-tiered choices provide my clients’ employees with really significant cost savings and fit all necessary ACA requirements.
— Broker
Save costs with tax-deductible plans
Our MyMEC plans are tax-deductible, so your employees avoid out-of-pocket costs for preventive services. We also have a wide reach, offering identical plan coverage in all 50 states.
Rapid implementation in 30 days
ACA rules state that employers with 50 or more employees must offer health insurance or pay a penalty, which can reach as high as $4,320 for every full-time worker.
We act quickly to get highly tailored plans up and running within just 30 days. No waiting for the penalties to roll in.
How we view vision differently
Regular eye exams are a key health benefit that is often overlooked. But many chronic health conditions can be detected early through on-time eye exams. We offer an optional eye health add-on benefit so you can cover all bases for your employees.
Related Articles
The Hidden Challenges of Health Plan Administration in Self Funded Plans
Health plan administration plays a central role in…
What to Look for in Third Party Administrator Companies: A Comprehensive Guide
Choosing the right third party administrator company (TPA)…
MEC Health Plans: The Employer’s Complete Guide to Minimum Essential Coverage
Choosing the right health plan for your organization…
Frequently Asked Questions About MEC Plans
The right MEC plan should satisfy ACA minimum essential coverage requirements while fitting the practical needs of your workforce. Look for a plan that offers flexible tier options, coverage across all states where your employees work, and a straightforward implementation process backed by dedicated administrative support. MagnaCare's MEC plans are built with all of this in mind, offering three plan tiers, coverage in all 50 states, and implementation in as little as 30 days.
Applicable Large Employers with 50 or more full-time equivalent employees are required to offer minimum essential coverage or face penalties of up to $4,320 per full-time employee annually. A qualified MEC plan ensures your plan meets ACA requirements from day one, so you are not exposed to penalty risk while your workforce still gets access to meaningful preventive care.
MEC plans cover preventive services and satisfy the ACA employer mandate at a much lower cost than major medical insurance. Major medical provides broader coverage including hospitalizations, surgeries, and specialist care, but comes with significantly higher premiums. For employers with large hourly, part-time, or variable-hour workforces, MEC plans are often the right compliance solution, and can be layered with other benefits over time.
Yes, and this is an important consideration for employers with distributed workforces. MagnaCare's MEC plans offer identical coverage in all 50 states, making them a practical solution for multi-state employers who need consistent, compliant coverage without managing different plans by region.
Speed matters when you are facing a compliance deadline or onboarding a large group of employees. MagnaCare can implement a fully customized MEC plan in as little as 30 days, which is significantly faster than many traditional insurance solutions.
The first step is understanding your workforce size, employee classification, and current coverage gaps. From there, a qualified MEC plan provider like MagnaCare can walk you through plan options, help you select the right tier, and get implementation underway. Contact our team to start the conversation and get your workforce covered quickly and compliantly.