Get the most affordable MEC plans
Minimum essential coverage (MEC) plans may be a good alternative for employers with two or more full-time employees.
Our low-cost MEC plans give employees the health benefits they prefer. MagnaCare MEC makes good business sense for employers by keeping employees happy and healthy.
MEC eliminates the costly penalty that employers would otherwise have to pay for each employee under the Affordable Care Act (ACA) by covering preventive and wellness-related tests and treatments.
Since MagnaCare MEC plans are self-funded, they are exempt from state coverage mandates and state taxes, and any unused funds are returned to the business.
MagnaCare offers several customizable MEC options:
- MagnaCare Basic MEC
- MagnaCare Enhanced MEC
- MagnaCare Mini-med
Did you know?
A business with 100 employees that doesn’t provide minimum essential coverage can expect to pay more than $175,000/year in penalties.
Want to offer your employees more value?
Ask us about our Enhanced MEC and Mini-med plans, or call 609.385.1963.
What does Basic MEC cover?
Basic MEC offers preventive coverage, such as well visits and screenings:
~15
preventive coverage for adults, such as cancer screenings, diet counseling, and HIV testing
~23
preventive screenings for women, such as anemia screening for pregnant women and domestic violence counseling
~26
preventive screenings for children, such as oral health risk assessment and lead screening
MagnaCare MEC plans add value to employers
Our MEC plans can be customized to meet your needs. |
|||
| Benefit | MagnaCare Basic MEC | MagnaCare Enhanced MEC | MagnaCare Mini-med |
|---|---|---|---|
|
Essential benefits |
All preventive services required under PPACA |
All preventive services required under PPACA |
All preventive services required under PPACA |
|
Doctor “sick” office visits |
— |
4 visits per year* |
4 visits per year* |
|
Specialist office visits |
— |
Included in 4 visits per year* |
Included in 4 visits per year* |
|
Urgent care |
— |
1 visit per year* |
2 visits per year* |
|
Emergency room |
— |
— |
Included; annual max applies |
|
X-rays |
— |
1 per year* |
3 per year* |
| Laboratories |
— |
1 visit per year* |
3 visits per year* |
|
Prescription Drugs |
All preventive generic maintenance medications Discount card |
All preventive generic maintenance medications Discount card |
Included; annual max applies |
|
Telemedicine |
Optional |
Optional |
Optional |
|
Dental |
— |
Optional |
Optional |
|
Vision |
— |
Optional |
Optional |
|
Outpatient services |
— |
— |
Included; annual max applies |
|
Inpatient services |
— |
— |
Included; annual max applies |
|
Annual/Lifetime max |
— |
— |
Customizable |
|
COBRA |
Optional |
Optional |
Optional |
*Copays apply, depending on plan design
MagnaCare offers the most economical MEC plans in the New York tri-state area.
We offer a range of customizable MEC plans, to meet your preferred level of coverage. You can optionally add dental, vision, and pharmacy benefits to any MagnaCare MEC plan.
With MagnaCare MEC you will:
Comply with the ACA employer mandate
Eliminate the costly penalty
Receive all health plan administrative services such as managing claims
Offer your employees convenient access to a network of more than 130,000 doctors in the New York tri-state area