Get the most affordable MEC plans
Keep your employees healthy and happy with our low cost Minimum Essential Coverage (MEC) plans.
MEC eliminates the costly penalty that employers would otherwise have to pay for each employee under the Affordable Care Act (ACA) by covering preventive and wellness-related tests and treatments.
Our MEC plans can be a good alternative for employers with 2 or more full-time employees. Since MyMEC plans are self-funded, they are exempt from state coverage mandates and state taxes, and any unused funds are returned to the business.
Want to offer your employees more value?
Ask us about our Enhanced MEC and Premier MEC plans.
We offer group health plan solutions only. (Not for individuals)
Call 609.385.1963 or fill out the form to get started.
Our MEC plans can be customized to meet your needs.
The MEC plans are customizable to your needs. You can optionally add telehealth, dental, vision, and pharmacy benefits to any plan. We offer three levels of MEC plans:
Basic MEC
Covers 64 preventive tests, screenings, and checkups
Enhanced MEC
Adds doctor visits, x-rays, urgent care, and more
Premier MEC
Adds emergency room and same-day surgery coverage
| Services* | MyMEC Basic | MyMEC Enhanced | MyMEC Premier |
|---|---|---|---|
|
Preventive & wellness services coverage |
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Primary care office visit |
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Specialist office visit |
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Urgent care services |
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Outpatient x-ray |
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 |
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Laboratories |
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Emergency room services |
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Rx discount card |
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Rx drug benefits |
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Telemedicine services |
Optional | Optional | Optional |
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COBRA |
Optional | Optional | Optional |
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Vision benefits |
Optional | Optional | Optional |
*Copays apply, depending on plan design
What does Basic MEC cover?
MyMEC Basic offers preventive coverage, such as well visits and screenings:
~15
preventive coverage for adults, such as cancer screenings, diet counseling, and HIV testing
~23
preventive screenings for women, such as anemia screening for pregnant women and domestic violence counseling
~26
preventive screenings for children, such as oral health risk assessment and lead screening
Benefits of MagnaCare MEC plans:
- Minimize the ACA employer penalty
- Cover COVID-19 testing and vaccines
- Receive health plan administrative services such as managing claims
- Give your employees convenient access to high-quality doctors using our nationwide provider networks
Beyond MEC plans, MagnaCare offers a wide range of affordable group plans – enabling employers to meet the value and affordability standards set forth by the ACA and avoid paying penalty B.
