Get the most affordable MEC plans

Minimum essential coverage (MEC) plans may be a good alternative for employers with 2 or more full-time employees.

Our low-cost MyMEC plans give employees the health benefits they prefer. MyMEC makes good business sense for employers by keeping employees happy and healthy.

MEC eliminates the costly penalty that employers would otherwise have to pay for each employee under the Affordable Care Act (ACA) by covering preventive and wellness-related tests and treatments.

Since MyMEC plans are self-funded, they are exempt from state coverage mandates and state taxes, and any unused funds are returned to the business.

We offer several customizable MEC options:

  • MyMEC Basic
  • MyMEC Enhanced
  • MyMEC Premier

Did you know?

A business with 100 employees that doesn’t provide minimum essential coverage can expect to pay more than $175,000/year in penalties.

Want to offer your employees more value?
Ask us about our Enhanced MEC and Premier MEC plans, or call 609.385.1963.

What does Basic MEC cover?

MyMEC Basic offers preventive coverage, such as well visits and screenings:


preventive coverage for adults, such as cancer screenings, diet counseling, and HIV testing


preventive screenings for women, such as anemia screening for pregnant women and domestic violence counseling


preventive screenings for children, such as oral health risk assessment and lead screening

MyMEC plans add value to employers

Our MEC plans can be customized to meet your needs.

Services MyMEC Basic MyMEC Enhanced MyMEC Premier

Preventive & wellness services coverage

Primary care office visit

Specialist office visit

Urgent care services

Outpatient x-ray


Emergency room services

Rx discount card

Rx drug benefits

Telemedicine services

Optional Optional Optional


Optional Optional Optional

Vision benefits

Optional Optional Optional

*Copays apply, depending on plan design

MyMEC offers the most economical MEC plans in the New York tri-state area.

We offer a range of customizable MEC plans, to meet your preferred level of coverage. You can optionally add dental, vision, and pharmacy benefits to any MyMEC plan.

With MyMEC you will:

Comply with the ACA employer mandate

Eliminate the costly penalty

Receive all health plan administrative services such as managing claims

Offer your employees convenient access to a network of more than 220,000 doctors in the New York tri-state area

Our MyMEC Premier plan can cover emergency room, same-day surgery, and outpatient services.

Beyond MEC plans, MagnaCare offers a wide range of affordable group plans – enabling employers to meet the value and affordability standards set forth by the ACA and avoid paying penalty B.

Get your custom MEC quote

We offer group health plan solutions only. (Not for individuals)

Call 609.385.1963 or fill out the form below.

Get your custom MEC quote

We offer group health plan solutions only. (Not for individuals)

Call 609.385.1963 or fill out the form below.